How Often to Change MERV 13 Air Filter in Furnace – Pro Tips

Wondering how often to change a MERV 13 furnace filter? Get expert tips to boost air quality & efficiency—click here for pro advice!

How Often to Change MERV 13 Air Filter in Furnace – Pro Tips

How Often to Change MERV 13 Air Filter in Furnace – Pro Tips

At Filterbuy, we’ve manufactured and shipped millions of MERV 13 air filters across the U.S.—and if there’s one thing we’ve learned, it’s that no two homes follow the same replacement schedule. While the average homeowner should change a MERV 13 furnace filter about every 3 months, factors like pets, allergies, local air quality, and even how often your system runs can shorten or extend that timeline. In this guide, we’ll share what we’ve seen firsthand from real customers, plus pro tips from our air quality experts, so you know exactly when to change your filter for the cleanest, most efficient air possible.

Top Takeaways

Replace MERV 13 filters every 90 days.

  • Pets, allergies, heavy use: every 30–60 days.

Clogged filters = problems.

  • Less airflow, higher bills, more furnace strain.

Check monthly.

  • If gray or clogged → replace early.

MERV 13 filters capture more.

  • Dust, pollen, bacteria, smoke.

Filterbuy makes it easy.

  • 600+ sizes, custom fits, free U.S. shipping, auto-delivery.



MERV 13 filters are built to capture tiny airborne particles—everything from dust and pollen to bacteria and smoke. Because they trap so much more than lower-rated filters, they can also fill up faster. On average, most homeowners should plan to replace a MERV 13 furnace filter every 90 days.

But here’s where experience matters:

  • High-traffic homes or pet owners may need to change theirs closer to every 30–60 days.

  • Allergy sufferers or households in urban areas with more pollutants often notice cleaner air with bi-monthly changes.

  • Vacation homes or lightly used systems might stretch beyond 3 months without losing efficiency.

At Filterbuy, after supplying millions of filters nationwide, we’ve seen that the “every 3 months” rule works as a baseline—but the real answer depends on your unique household. That’s why we recommend checking your filter monthly. If it looks gray, clogged, or reduces airflow, it’s time for a replacement.

Pro Tip: Consistent replacement not only keeps your air cleaner but also protects your furnace from strain, saving money on energy bills and repairs.


‘After manufacturing and shipping millions of MERV 13 filters across the U.S., one thing is clear—there’s no single timeline that fits every home. We’ve seen families with pets and allergies benefit from monthly changes, while others in low-use vacation homes can go much longer. The key is checking your filter regularly and replacing it before airflow drops, which keeps both your air and your furnace in peak condition.”


Case Study & Real-World Examples

 Allergy Relief in Atlanta

Pet Owners in Dallas

Filterbuy Insight (Proprietary Data)

  • We’ve tracked thousands of customer replacement cycles.

  • Homes with pets, allergies, smokers, or urban air quality issues:

    • Replace MERV 13 filters 30–60% more often than average.

  • Takeaway: the “every 3 months” rule is a baseline. Your home’s needs may require more frequent checks.


Supporting Statistics & Insights

 MERV 13 Effectiveness

Energy & Airflow Impact of Clogged Filters

  • Clogged filters restrict airflow, forcing HVAC systems to work harder.

  • Increases wear and raises energy costs (EPA Technical Bulletin).

  • Filterbuy Insight: Customers who follow a 60–90 day replacement cycle often see lower monthly bills.

Regular Replacement Matters

  • EPA guidance: filters must be easy to inspect and changed regularly to stay effective (EPA Air Cleaners Guide).

  • Filterbuy Insight: Homes with pets, kids, or urban pollution need changes 30–60% more often.

  • Pro Tip: Check monthly—if it’s gray or clogged, replace early.


Final Thought & Opinion

No single rule fits all. While the “every 90 days” guideline is a good start, your home’s needs may require sooner changes.

What research shows:

What we’ve seen at Filterbuy:

  • Homes with pets or allergies often need replacements every 30–60 days.

  • Light-use homes (like vacation properties) may stretch longer than 3 months.

  • Customers who check monthly save on energy bills and HVAC repairs.

  • Our opinion: Don’t treat air quality as “set it and forget it.” Check monthly, replace as needed, and stay proactive.

Families who do this consistently breathe easier, save money, and protect their homes long-term.

Next Steps

Check Monthly

  • Hold the filter up to the light.

  • If gray or clogged → replace.

Follow Your Timeline

  • Standard use: 90 days.

  • Pets/allergies/urban air: 30–60 days.

  • Light use/vacation homes: 90+ days.

Protect Your System

  • Clean filters = less strain, lower bills, fewer repairs.

Make It Easy

  • Keep the right size on hand.

  • Use auto-delivery for hassle-free replacements.

Upgrade for Cleaner Air


Frequently Asked Questions:

How often should I change a MERV 13 air filter?
Most homes need a replacement every 90 days. If you have pets, allergies, or high system use, plan on every 30–60 days.

What does a MERV 13 filter remove?
A MERV 13 filter captures fine particles like dust, pollen, pet dander, mold spores, bacteria, and even smoke, improving indoor air quality.

Will a MERV 13 filter reduce airflow in my furnace?
Not if it’s the right size and replaced on time. A clogged filter, however, can restrict airflow and strain your HVAC system.

Are MERV 13 filters good for allergies?
Yes. They trap smaller allergens that lower-rated filters miss, making them a strong choice for allergy and asthma sufferers.

Can I use a MERV 13 filter in any HVAC system?
Most modern systems can handle MERV 13 filters, but it’s best to check your furnace manual or consult your HVAC professional to be sure.


Filterbuy HVAC Solutions - Miami, FL - Air Conditioning Service

1300 S Miami Ave Unit 4806, Miami, FL 33130

(305) 306-5027